Loan estimate
Want to roughly see what may fit your budget?
先大概算一算就好，只给你一个简单的月供参考，再看看有哪些项目可以先看看 ☺️
A quick estimate
A simple rough estimate
简简单单，填几个数字就可以了～
Fill in a few monthly numbers. I’ll keep the calculation simple and use it only as a rough guide — not as a bank approval result.
For project matching, the website uses each project's displayed nett price directly as the estimated loan amount. The calculator starts with 3.80% interest and 35 years, and you can adjust both below. Actual bank assessment, interest and loan tenure may be different.
Your monthly income / 每月收入
Just fill in what applies to you.
Your monthly commitments / 每月贷款承担
Leave it blank if you don’t have that commitment.
Loan assumptions / 贷款设定
Default values are already filled in. Adjust them only if you want a closer estimate.
%
Typical housing loan interest is around 3.65%–4.00%, depending on the bank and borrower profile. This calculator uses 3.80% by default.
一般利息大约 3.65%–4.00%，会根据个人条件和银行有所不同。这里默认用 3.80% 估算。
一般利息大约 3.65%–4.00%，会根据个人条件和银行有所不同。这里默认用 3.80% 估算。
years
Default: 35 years. You can adjust this based on your age or expected loan period.
默认 35 年，可以按自己的年龄调整。一般 Local 最长可借至 70 岁，Foreigner 最长可借至 65 岁；实际贷款年限以银行评估为准。
默认 35 年，可以按自己的年龄调整。一般 Local 最长可借至 70 岁，Foreigner 最长可借至 65 岁；实际贷款年限以银行评估为准。
What are you looking for? / 想找什么
Optional — this only helps narrow down the suggestions.
Estimated monthly instalment room
RM0 / month
This is only a rough estimate ☺️
How is this estimated?
Basic salary and fixed allowance are counted at 100%. Commission / variable allowance is counted at 60%. The estimate then uses 60% of the adjusted income, deducts existing monthly commitments, and keeps a further 10% buffer.
Projects you can start exploring
可以先看看这些项目 ☺️
Project instalments are estimated using 3.80% interest · 35 years.
Still not sure after calculating?
贷款的算法每个人情况都不一样，有不明白的可以来问我哦 ❤️